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Financing Center

Here you can use our online form to get a quick and accurate response on financing your next vehicle. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.

The Lynnes Auto Group Express Application has been designed to save your time at the dealership. When you apply online, it's easy to use and you can get started right away. There's also no cost or obligation whatsoever. An encryption process developed exclusively for sending personal information over the Internet protects your application information.

This information will be transmitted to the financial institution for a credit review so that the financial institution may decide whether to approve the transaction. Information that you give us as part of the application process may be used to investigate your credit, employment, and income records. We may give information on you to reputable credit reporting agencies. This application service is intended for U.S. residents only.

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Financing Navigation

Contact Information

Lynnes Subaru

318 Bloomfield Ave.

Bloomfield, NJ 07003
workSales:
877-782-2788

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.